Awards of recognition
Confirmation of enrolment
Expected financial contribution
General bursary and donor award application
Ontario Student Assistance Program (OSAP)
Ontario Tuition Grant
Redirection of funds
Registered Education Savings Plan (RESP)
Registered Retirement Savings Plan (RRSP)
Student line of credit
UOIT University Works program
UOIT Summer University Works program
Monetary awards provided to students who have met the individual specific criteria. Awards do not have to be repaid. Awards can be a combination of scholarships and bursaries. Learn more about awards.
Awards that recognize academic accomplishments for recent Canadian secondary school graduates. Learn more about awards of recognition.
Scholarships awarded to applicants who demonstrate outstanding academic achievement, exceptional leadership and community involvement. Learn more about application-based scholarships.
A non-repayable award allocated on the basis of financial need and without undue emphasis on academic standing. Learn more about bursaries.
Fees charged by your post-secondary school for education-related costs such as:
- Athletic fees
- Co-op fees
- Field placement
- Health services
- Laboratory fees
- Professional fees
- Student activity fees
- Student union fees
- Technology fees (excluding computer purchase or lease fees)
The Student Awards and Financial Aid (SAFA) office is responsible for electronically confirming a student’s full- or part-time enrolment in order for the Ontario Student Assistance Program (OSAP) to release funding.
We also confirm enrolment for the National Student Loan Service Centre for those students who have previously received OSAP and who are not applying for the current school year. Students must complete a Continuation of Interest-Free Status (CIFS) form and submit it to the SAFA office for processing. You can access the CIFS form on the OSAP website.
OSAP considers you a dependent student if you meet the following criteria:
- You are not married or in a common-law relationship
- You are not separated, divorced or widowed
- You are not a sole-support parent
- You haven't taken two or more breaks from being a full-time high school or post-secondary student that were both at least 12 consecutive months on two or more occasions
Note: Parental income information is required on your OSAP application.
Generous donors provide funding to UOIT for disbursement to qualified students. Generally a donor specifies the criteria that must be met for a UOIT student to qualify for the award. Learn more about UOIT donor awards.
OSAP expects that you and your family have planned for your full-time post-secondary education and have put aside money to pay for it. The purpose of OSAP is to supplement - not replace - your resources.
Your expected financial contribution is the amount of money that OSAP determines you should have available to pay for your education and living costs. It determines this amount by assessing your:
- Income and assets
- Marital status
- Number of dependent children (if applicable)
- Parents' income, assets and number of dependent children (if you are a dependent student)
- Spouse's or common-law partner's income and assets
Any combination of awards, bursaries, grants, loans and/or scholarships provided to a student to assist with the costs of his or her post-secondary education.
When UOIT students apply for bursaries and some donor awards, they must complete a UOIT General Bursary and Donor Award application. This is available on MyCampus under the UOIT SAFA tab.
Type of financial aid that is not a loan and that you typically do not have to repay. A grant is usually awarded based on financial need and/or other factors.
Scholarships recognizing undergraduate students' academic achievements during their studies. Learn more about in-course scholarships.
You are considered an independent student if at least one of the following applies to you:
- Both your parents are deceased
- You are a current crown ward or were a crown ward just prior to age 18
- You are currently receiving an Extended Care and Maintenance allowance from a Children's Aid Society
- You are not currently married or in a common-law relationship
- You had been out of high school for four or more years at the start of your study period
- You were not a full-time student for at least 12 consecutive months on two or more occasions (e.g., you were in the labour force on a full-time basis)
- You were previously married or a sole-support parent, but no longer meet those criteria (e.g., widowed, divorced or separated with no children)
Money you borrow that must be paid back. With OSAP, you are borrowing money from the governments of Canada and/or Ontario. When you pay back the loan, you will also pay any interest on the debt.
With student loans, the interest that adds up while you are in school is paid by the federal and provincial governments. When you finish attending school, the Ontario government pays the interest on your Ontario student loan(s) for the first six months. Once the grace period ends, you are responsible for paying the interest on both your Ontario and Canada student loans.
Note: You agree to the terms and conditions of the loan when you sign your Master Student Financial Assistance Agreement (MSFAA) with OSAP.
OSAP is run by the Ministry of Training, Colleges and Universities and is funded by the provincial and federal governments.
Through OSAP, you can apply for financial assistance as a full-time or part-time student. These applications automatically consider you for funding from several grants, bursaries and loans. In addition, if you are a full-time student, you can apply only for the 30% Off Ontario Tuition grant. Learn more and apply for OSAP.
Money you don't have to repay for students entering an Ontario public college, university or private post-secondary school from high school. If you have already applied for OSAP, you'll be automatically considered for the 30% Off Ontario Tuition grant.
You could be eligible for the grant if:
- You are a full-time student at a public college, university or private post-secondary school in Ontario approved for OSAP
- You have been out of high school for:
- Fewer than four years (or less than six years if you have a permanent disability), or
- More than four years but less than five years and you are in the fourth or fifth year of an eligible co-op program
- You are in a program you can apply to directly from high school (e.g., undergraduate level)
- You meet the citizenship and residence requirements
- Your parents' gross annual income (total before taxes) is $160,000 or less
Learn more about and apply for the 30% Off Ontario Tuition grant.
This is the default setting on the online OSAP application form. By selecting this option, you authorize the Ministry to redirect a portion of your OSAP funding. Note:
- The amount of OSAP funding available for redirection might not cover all of your tution fees. It is your responsibility to ensure all payments are received and that your account remains in good standing.
- Loan funding and funding from federal grant programs (e.g., Canada Student Grants) can be redirected to pay tuition fees.
- Provincial grant funding will not be redirected to pay tuition fees (e.g., 30% Off Ontario Tuition grant, Ontario Access Grants); it will go directly to your bank account.
An RESP is an investment tool generally used to assist students and families with the cost of post-secondary education in Canada. RESPs are available through most banks and financial institutions. Learn more about RESPs.
RRSPs are tax-free savings accounts generally used to supplement retirement income. Income tax on this income is not charged until you withdraw from the fund. RRSPs are available through many banks and financial institutions. Learn more about RRSPs.
Scholarships are non-repayable awards given to recognize the high level of excellence a student has achieved in his or her studies. Learn about UOIT scholarships.
Most banking institutions offer a student line of credit to full- and part-time students. Each bank has individual requirements in order to qualify. Visit our Credit web page for more information or your financial institution.
These are the fees charged to a student by UOIT when the student registers for any course of study. These fees must be paid by the posted deadlines to avoid late fees and consequences. Learn more about tuition fees.
If you have qualified for sufficient OSAP to cover the entire semester’s tuition, the SAFA office will apply a tuition deferment code to your account, which will ensure late fees are not applied. To qualify for a deferment, you must have indicated on your OSAP application that you authorize UOIT to redirect your OSAP funding to your tuition account (see redirection of funds).
The University Works program provides part-time employment to full-time domestic and international students attending UOIT. These positions are offered to selected students and provide employment on campus throughout the school year only. Learn more by visiting the University Works web page.
The UOIT Summer Works program provides full-time employment to selected domestic and international students during the summer break between each school year. Learn more by visiting the University Works web page.